While health insurance can help reduce the cost of health care services, health plan enrollees are normally required to pay for certain medical costs on their own (i.e., “out-of-pocket”). Examples of medical costs that may require OOP spending include premiums, copays, diagnostic tests, prescription drugs, eyeglasses, contact lenses, and medical supplies. High medical out-of-pocket (OOP) spending poses an issue for individuals who seek healthcare but struggle to afford services not covered by their health insurance policy.
State Health Compare provides annual, state-level estimates of median OOP spending by population (either individuals with employer-sponsored coverage or individuals in the total U.S. population). These estimates reflect data collected in the Current Population Survey.
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This SHADAC brief examines the impact of changes made in 2019 to the way medical out-of-pocket (MOOP) expenditures are processed in the U.S. Census Bureau’s Current Population Survey Annual Social and Economic Supplement (CPS ASEC).
This report highlights data from the Annual Social and Economic Supplement (ASEC) of the 2019 Current Population Survey (CPS) to estimate family out-of-pocket costs for people with ESI across all 50 states and D.C.